Hi Blake,

It was definitely a fortunate day for me when I found you on the Internet. At that time, my mortgage loan was underwater. I believe my home's LTV was between 110% to 120%, but because you successfully negotiated with the lender to do my loan without an appraisal being required saving me $475, there was no way to be certain.

As it turned out, it was a no points, no fees loan that was completed in less than 30 days, and you were able to lower my interest rate 1.75%, saving me $520 monthly. That was a huge relief for my wife and I!

Thanks for the great job you did on our HARP 2 refinance. I would be happy to speak to others you are working with to let them know the excellent experience I had with you during the entire loan process. Just have them call me at 805-591--9969