Hi Blake,
Thank you for the exceptional mortgage loan you did for me for the purchase of my home. Completing it in less than 30 days from when it was submitted, was certainly an accomplishment.
Also, even though I put less than 20% down, you were able to provide me with a loan that has an excellent interest rate. In addition, it doesn't require me to pay separate mortgage insurance monthly.
Furthermore, what I had to pay at the close was almost precisely what you predicted at the time you structured the loan more than 30 days before the closing, which I found quite stunning, but instead it was $1,200 less because of your ability to negotiate a larger credit with the lender on my behalf to be applied to loan cost. For this I am very thankful.
What was most impressive, though, was how you were able to present my income to the lender so that it was acceptable for qualifying purposes. Because of how my consulting services are scheduled by my employer, with some periods of unemployment that can last for several months, I know this posed a challenge for you due to the traditional manner lenders expect income to be reported. However, you were up to the challenge and successful in getting the lender to accept the way my compensation was paid.
Because this was my first mortgage loan, I felt a need to speak to other lenders about it. After doing so, it was quite apparent that the one you could do for me was far superior to theirs.
Thanks again, Blake, for your professionalism, attention to detail, always being available to answer my questions, and getting my loan done so quickly. I would be happy to share my loan experience with you with others who are considering retaining you for their mortgage loan needs. Just have them contact me.