Dear Blake,

We really appreciate the mortgage loan you recently did for our son's home purchase, with us as co-borrowers. Considering the time pressure we were all under because of the unusual circumstances surrounding this loan, completing it in 11 days was nothing short of miraculous!

In addition, because he followed your advise about how to increase his FICO score, that's exactly what happened, saving us about $1,850. Furthermore, even though the down payment was less than 20% for this jumbo conforming loan, you were able to get it done without separate mortgage insurance being paid monthly, at an extremely low interest rate, and with much less out-of-pocket at the close than originally anticipated.

It was the fourth loan we have done with you in the past 1-1/2 years, and all of them have been at excellent interest rates with very little, if anything, paid for the loan costs at the close for our refinances. Your precision in determining what the outcome will be 30 days in advance of a completed loan, is incredible! The refinance of our home is proof of that.

You told us at the very beginning what to expect at the loan closing. When this occurred just 29 days later, the difference between what you estimated and the final amount was less than $4! To have been this accurate, was brilliant!

Thanks again, Blake, for the mortgage loans you have done for us. If you ever need someone to tell your prospective clients about the quality of the loans you do, and the processional service you provide, I'd be happy to speak to them. They can call me at 310-525-7246.